Vehicle Loan plus Visa Signature Card
Accept Star One's offer of a vehicle loan, plus a Visa Signature Card with credit limit or increase of up to $20,000 below.
You can choose to stop receiving "prescreen" offers of credit from this and other companies by calling Experian toll-free 1-888-567-8688. Please scroll down to view the PRESCREEN & OPT-OUT NOTICE below for more information about prescreen offers.
You've been preselected for a Star One vehicle loan!
Loans rates for new or used cars: 4.99% - 8.99%[1] APR
Monthly payment: $14.13 - $16.09 per $1,000, Fixed rate, 7 years maximum term
- 100% financing* on new cars (purchase price plus tax, license and service contracts)
- 100% financing* on used cars up to 10 years old (Kelley Blue Book or J.D. Power NADA Used Car Price Guide retail value plus tax, license, and service contacts)
- Repayment terms up to 7 years
- Fixed interest rate loans
Learn more about Star One car loans or call us for more information.
* The amount financed may vary based on final approval conditions.
You've also been preselected for a Visa Signature Card!
Low interest rate: 8.75% APR
Up to $20,000 credit limit or credit-limit increase
No annual fee, no cash-advance fees and no balance-transfer fees
No foreign-transaction fees!
- Earn 1.5 Rewards Points on every dollar spent, redeemable as cash
- TSA Pre✔® or Global Entry five-year membership for each cardholder—speed through security at selected airports
- Trip Cancellation/Interruption Protection
The only credit card you'll ever need...
Learn about more benefits of a Visa Signature Card.
Select Your Offer
Vehicle Loan only
Accept Star One's offer of a preapproved vehicle loan—without an additional Visa Signature Rewards Card.
Visa Signature Card only
Accept Star One's preselected offer of a Visa Signature Card with credit limit or increase of up to $20,000.
Yes, I accept Star One's offer of a vehicle loan, plus a Visa Signature Card!
My application type is:
This preapproval offer expires December 31, 2025. After submission you will hear from us within two working days. Call or e-mail us for additional information.
Credit Card Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Visa Signature card
APR
8.75%
Visa® Platinum Rewards card
APR
8.75%
Visa® Platinum card
APR
7.75%
APR for Balance Transfers
Visa Signature card
APR
8.75%
Visa® Platinum Rewards card
APR
8.75%
Visa® Platinum card
APR
7.75%
APR for Cash Advances
Visa Signature card
APR
8.75%
Visa® Platinum Rewards card
APR
8.75%
Visa® Platinum card
APR
7.75%
| How to Avoid Paying Interest on Purchases | Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for, or using a credit card, visit the website of the Consumer Financial Protection Bureau. |
| Fees | |
| Annual Fee | None |
Transaction Fees
|
|
Penalty Fees
|
$10.00 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Effective Date: The information about the costs of the card described in this application is accurate as of September 8, 2025. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Other Fees and Disclosures:
Late Payment Fee:
$10.00 or the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.
Returned Payment Fee:
$15.00 or the amount of the required minimum payment, whichever is less.
Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement.
We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of September 8, 2025.
Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application.
PRESCREEN & OPT-OUT NOTICE. This "prescreen" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this or other companies, call Experian toll-free at 1-888-567-8688, or visit www.optoutprescreen.com; or write to: Experian Opt Out, PO Box 919, Allen, TX 75013-0919.