Compare our Visa credit cards: no annual fee, no balance-transfer fees, and no foreign-transaction fees.
Credit Card Interest Rates and Interest Charges | |
---|---|
Annual Percentage Rate (APR) for Purchases | Visa Signature Rewards Visa Platinum Rewards Visa Platinum Best Rate |
APR for Balance Transfers | Visa Signature Rewards Visa Platinum Rewards Visa Platinum Best Rate |
APR for Cash Advances | Visa Signature Rewards Visa Platinum Rewards Visa Platinum Best Rate |
How to Avoid Paying Interest on Purchases | Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month. |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for, or using a credit card, visit the website of the Consumer Financial Protection Bureau. |
Fees | |
Annual Fee | None |
Transaction Fees
|
None None None None |
Penalty Fees
|
$10.00 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Effective Date: The information about the costs of the card described in this application is accurate as of March 19, 2024. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Other Fees and Disclosures:
Late Payment Fee:
$10.00 or the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.
Returned Payment Fee:
$15.00 or the amount of the required minimum payment, whichever is less.
Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement.
We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of March 19, 2024.
Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application.