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Visa Credit Card Interest Rates

Compare our Visa credit cards: no annual fee, no balance-transfer fees, and no foreign-transaction fees.

Credit Card Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases & Balance Transfers

8.75 % Visa Signature Rewards Card

8.75 % - 12.75 % Visa Platinum Rewards Card

7.75 % - 13.75 % Visa Platinum Best Rate Card

When you open a Visa Platinum account, the applicable APR is based on creditworthiness.

APR for Cash Advances

8.75%Visa Signature Rewards Card

8.75% - 12.75%Visa Platinum Rewards Card

7.75% - 13.75% Visa Platinum Best Rate Card

When you open a Visa Platinum account, the applicable APR is based on creditworthiness.

How to Avoid Paying Interest on Purchases Your due date is 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for, or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Credit Card Fees
Annual Fee None

Transaction Fees

  • Foreign Transaction Fees
  • Balance Transfer Fees
  • Cash Advance Fees
None

Penalty Fees

  • Late Payment Fee
  • Return Payment Fee

 

$10
up to $15

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement.

We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of August 31, 2015.

Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application.