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Investment Property Loans

Purchase or refinance a residential investment property anywhere in the USA.

Competitive Mortgage Rates

Purchase or refinance a residential investment property

Investment property fixed-rate mortgage

30 years conforming



APR (3.375% rate)

Investment property fixed-rate mortgage

30 years jumbo



APR (3.625% rate)

Investment property 3-year ARM

30 years jumbo



APR (3.375% rate)

Investment property 3-year ARM

30 years conforming



APR (3.125% rate)

  • No origination fees and low closing costs
  • Purchase or refinance a non-owner-occupied condo, townhouse or 1-4-family residence (no cash out)
  • Investment property may be located anywhere in the USA
  • Maximum loan to value (LTV) is 70%

Make an appointment for a free in-branch mortgage consultation with our experienced staff.

1031 Exchange Webinar

If you missed our recent 1031 Exchange Webinar, you can now view the recording of it online.

Tax-deferred exchanges are an increasingly popular wealth-building tool for Real Estate Investors. Exchanges are also an important tool to help improve your Real Estate Investments. The workshop covers the basics of exchange steps, benefits to an investor, financial security, converting an investment property to a primary residence, reverse exchanges and more!

View the 1031 Exchange Webinar.

Check Rates

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Check Home Loan Application

Compare Investment Property Loans

Fixed-Rate Mortgage for purchase or refinance

  • Fixed terms available for 10, 15, 20, and 30 years
  • Conforming and jumbo investment-property loans up to $1,500,000 (a Star One member may borrow up to $5,000,000 cumulative)

Fixed-to-Adjustable-Rate Mortgage (ARM) for purchase or refinance

  • Rate adjusts annually after an initial fixed period of 3, 5, 7, or 10 years with a payment amortized over 30 years
  • Index is based on weekly average yield of one-year Treasury Constant Maturity (TCM)
  • Conforming and jumbo investment-property loans up to $1,500,000 (a Star One member may borrow up to $5,000,000 cumulative)

Purchase a home

With our streamlined process, buying a home has never been easier.

Purchase a Home

Home refinance

Save money and refinance to lower your interest rate, or take cash out.

Refinance Your Home

Lower your interest

Are mortgage rates now lower than your current Star One mortgage rate?

Rate Modification

Mortgage rate-lock

Mortgage rates change continually—protect yourself against an increase.

Rate-Lock Commitment

The mortgage process and your home search

Walk through the home-buying process with our video series

Get connected with a
real-estate agent

Learn more about the HomeAdvantage program.
Find a home with our hand-picked agents.

Follow home listings online and save hundreds or even thousands of dollars at closing.


* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.288% APR—120 monthly payments at $2,794.50; 15-year mortgage at 2.289% APR—180 monthly payments at $1,965.30; 20-year mortgage at 2.533% APR—240 monthly payments at $1,589.40; and 30-year mortgage at 2.901% APR—360 monthly payments at $1,244.40. Loan payments do not include taxes and insurance.

** ARM mortgage loan rates may range from 2.817% APR to 2.901% APR during the initial fixed-rate period, which may be 3, 5, 7 or 10 years. The APR is subsequently variable, based on an index and margin, for the remainder of the 30-year term. For example, on a 30-year 3/1 ARM loan of $300,000 starting at 2.817% APR, you would make 36 payments of $1,185.60 during the initial three-year fixed-rate period. Loan payments do not include taxes and insurance.

*** Home-equity lines of credit rates may range from 3.250% APR to 3.75% APR. These rates are variable and the maximum APR that could apply is 18.000%. The maximum term is 25 years, which includes a 10-year draw period and a 15-year repayment period. For lines exceeding $250,000, closing and appraisal fees may apply in the range of $1,500 to $2,500. There may be an early closure fee of $500 for home equity lines closed within the first two years of origination.

Scam and Fraud Alert

Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.

The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.

The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!