RV and Motorhome Loan Rates as low as 7.70% APR - Star One Credit Union
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Routing number: 321177968
In your best interest

RV and Motorhome Loans

Loans for new and used models, up to 100% financing.**

RV and Motorhome Loan features

  • Finance up to 100%** of the J.D. Power NADA retail/appraised value for a used RV or motorhome or 100%** of the purchase price for a new RV or motorhome
  • New and used recreational vehicles (motorhomes, travel trailers, camping trailers)
  • Maximum loan $200,000
  • Maximum term 10 years
  • Up to 10 model years in age
  • No commercial vehicles

** The amount financed may vary based on final approval conditions.

RV and Motorhome Loan Rates

New or used motorhomes and recreational trailers: up to 100% financing**

Annual Percentage Rate Range

7.70

%

- 11.70

% *

Monthly payment: $11.98 - $14.18 per $1,000, Fixed rate, 10 years maximum term

* Your APR based on credit qualification.


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(members and non-members)



Guaranteed Asset Protection (GAP) with PowerBuy covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer.

In addition, with PowerBuy, you may be eligible for up to $6000 toward the financing of a replacement vehicle (autos and motorcycles) if the vehicle is financed through the Credit Union within 90 days of settlement. See our GAP PowerBuy PDF brochure.

For boats and recreational vehicles, the benefit is up to $1000 toward the financing of a replacement vessel/vehicle if the vehicle is financed through the credit union within 90 days of settlement.

View our Guaranteed Asset Protection PDF brochure.

Protection Benefits

  • Protects your credit rating
  • Eliminates or reduces out-of-pocket expenses for the remaining loan balance after a loss settlement
  • You may purchase a replacement vehicle sooner because there is little or no carry-over balance
  • Maximum benefit:
    • Motorcycles: $50,000
    • Automobiles: $100,000
    • RVs and boats: $125,000
  • May be purchased up to one year from effective date of loan

Exclusions and deductibles may apply.

Protect your loan with Credit Life and Disability Insurance—available for vehicle loans, personal loans and lines, and share-secured loans.

Even if you have life insurance, other unfortunate circumstances could impact your monthly income. Having the peace of mind that your loan payment will be made, should you become disabled due to injury or illness, is worth the minimal cost added to your loan payment.

View our Credit Life and Disability PDF brochure.

Maximum Coverage Limits

Level Rate Disability Life
Coverage Amount Unlimited $50,000 per loan
Termination Age 70 70
Coverage Duration 120 months 120 months
Monthly Benefit Amount $750.00 per loan Not applicable

Who is Eligible and How Much Does it Cost?

Level Rate Disability Life
Eligibility Age Under age 70 Under age 70
Working Requirements Actively at work a minimum of 30 hours per week on the loan advance date Not applicable
Single Rate $2.00 per $1,000 per month $0.69 per $1,000 per month
Joint Rate Not applicable $1.16 per $1,000 per month