Savings-Secured Loans
A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.
A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.
The maximum loan amount is up to 100% of the member's savings, less $50. The maximum term is 7 years, or a one-year lump sum payment.
The minimum loan amount is $1,000.
Savings-Secured Loans interest rates
Annual Percentage Rate
2.50
%
Monthly payment: $12.99 per $1,000, Variable rate, 7 years maximum term, minimum loan amount of $1,000
Scam and Fraud Alert
Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.
The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.
The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!