For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

 View
Close
Skip navigation
  1. Home
  2. Mortgages & Other Loans
  3. Savings-Secured Loans

Savings-Secured Loans

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

The maximum loan amount is up to 100% of the member's savings, less $50. The maximum term is 7 years, or a one-year lump sum payment.

The minimum loan amount is $1,000.


Apply Online

Savings-Secured Loans interest rates

Annual Percentage Rate

2.50

%

Monthly payment: $12.99 per $1,000, Variable rate, 7 years maximum term, minimum loan amount of $1,000


Scam and Fraud Alert

Remember that Star One employees will never call you to verify or ask for your personal information.

Providing your personal information, such as card PINs, online banking credentials or one-time passcodes, to anyone may make you responsible for any fraudulent activity that happens on your Star One accounts.