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Student Loans

Student loans through Star One Credit Union can help fill gaps in your student-loan coverage.

Undergraduate and Graduate Student Loans

Student loans through Star One Credit Union can help fill gaps in your student-loan coverage. Scholarships, grants and federal student loans might not cover the total of your expenses.

  • Undergraduate student loans
    This student loan establishes a one-time line of credit of up to $75,000* which may be drawn upon over several years. Learn more.

  • Graduate business-school student loans
    This student loan provides a one-time line of credit of up to $100,000* for use over multiple years. Learn more.

Student Loan Refinance

  • Refinance your federal PLUS** student loans
    Are today's interest rates lower than when you obtained your federal PLUS student loans? The Plus program provides a student-loan refinancing option for federal PLUS student loans at a lower rate. Learn more.

  • Refinance your previous private student loans***
    Consolidate private student loans for savings, convenience and a repayment period of up to 15 years. Learn more.

Why student loans through Star One?

Star One Credit Union student loans result from a partnership with CUSC (Credit Union Student Choice Program) to pass on to members the advantage of credit-union rates and fees that are lower than typical private student-loan lenders.

  • Lower interest rates
  • Zero origination fees
  • Deferment of principal AND interest while in school
  • Flexible repayment terms
  • Co-signers, if any, can be removed after consistent payments
  • Graduated repayment to make monthly payments more manageable

Attend our upcoming webinars on October 12, 2016!

  • "How to Prepare, Pay and Stay in College"
    6:00 pm - 7:15 pm
    Register for this webinar

    We will explore the value of learning all options to prepare and finance your college career. You will discover the need to prepare for college while still in high school. The workshop will suggest tools to find the right college for you and your budget. We will also cover how to find, qualify, and apply for financial aid and scholarships.

  • "Financial Literacy for the Recent Graduate"
    7:20 pm - 8:30 pm
    Register for this webinar

    Graduating from college with student debt can seem overwhelming, but if you set up a successful loan repayment plan, graduation will be a joyous time. In this workshop, we will cover the need to create a budget, be realistic about needs versus wants, and first steps after you walk across the stage at graduation. We will also cover different aspects of your current student loans and student consolidations loan options.

 

Student Loan Interest Rates

Student Loans - Undergraduate

Annual Percentage Rate Range

5.75

%

- 8.75

% ****

Monthly payment: $7.03 - $8.84 per $1,000, Variable rate*****, 20 years maximum term


Student Loans - Graduate

Annual Percentage Rate Range

5.00

%

- 8.00

% ****

Monthly payment: $6.61 - $8.37 per $1,000, Variable rate*****, 20 years maximum term




Visit our Student Loan Website to see all the programs offered and to apply online.

Visit our Student Loan Website and Apply Online

* Subject to qualification and annual credit review.Loans available for study at approved schools only.

** Only federal Parent PLUS or Grad PLUS loans for approved schools are eligible for refinance under this program. Other federal student loans are not eligible.

*** Only private student loans for study at approved schools are eligible for refinance under this program.

**** Your APR based on credit qualification. Floor 5.00% and Cap 18.00%.

***** 25-year term available for loans equal to or greater than $40,000.