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Student Loans

Student loans through Star One Credit Union can help fill gaps in your student-loan coverage.

Undergraduate and Graduate Student Loans

Student loans through Star One Credit Union can help fill gaps in your student-loan coverage. Scholarships, grants and federal student loans might not cover the total of your expenses.

  • Undergraduate student loans
    This student loan establishes a one-time line of credit of up to $75,000* which may be drawn upon over several years. Learn more.

  • Graduate business-school student loans
    This student loan provides a one-time line of credit of up to $100,000* for use over multiple years. Learn more.

Student Loan Refinance

  • Refinance your federal PLUS** student loans
    Are today's interest rates lower than when you obtained your federal PLUS student loans? The Plus program provides a student-loan refinancing option for federal PLUS student loans at a lower rate. Learn more.

  • Refinance your previous private student loans***
    Consolidate private student loans for savings, convenience and a repayment period of up to 15 years. Learn more.

Why student loans through Star One?

Star One Credit Union student loans result from a partnership with CUSC (Credit Union Student Choice Program) to pass on to members the advantage of credit-union rates and fees that are lower than typical private student-loan lenders.

  • Lower interest rates
  • Zero origination fees
  • Deferment of principal AND interest while in school
  • Flexible repayment terms
  • Co-signers, if any, can be removed after consistent payments
  • Graduated repayment to make monthly payments more manageable

Student Loan Interest Rates

Student Loans - Undergraduate

Annual Percentage Rate Range

5.75

%

- 8.75

% ****

Monthly payment: $7.03 - $8.84 per $1,000, Variable rate*****, 20 years maximum term


Student Loans - Graduate

Annual Percentage Rate Range

5.00

%

- 8.00

% ****

Monthly payment: $6.61 - $8.37 per $1,000, Variable rate*****, 20 years maximum term




Visit our Student Loan Website to see all the programs offered and to apply online.

Visit our Student Loan Website and Apply Online

* Subject to qualification and annual credit review.Loans available for study at approved schools only.

** Only federal Parent PLUS or Grad PLUS loans for approved schools are eligible for refinance under this program. Other federal student loans are not eligible.

*** Only private student loans for study at approved schools are eligible for refinance under this program.

**** Your APR based on credit qualification. Floor 5.00% and Cap 18.00%.

***** 25-year term available for loans equal to or greater than $40,000.