Minimum down payment on a house, condo or investment property
Star One offers first-mortgage loans for primary residences with a down payment as low as 3%.
First mortgage for primary residences—single-family homes, condominiums and townhomes:
- 3% down payment: loans up to $1,209,750 (97% LTV)
- 5% down payment: loans up to $1,500,000 (95% LTV)
- 10% down payment: loans up to $2,000,000 (90% LTV)
- 15% down payment: loans up to $2,500,000 (85% LTV)
- 20% down payment: loans up to $3,000,000 (80% LTV)
- 25% down payment: loans up to $3,500,000 (75% LTV)
- 30% down payment: loans up to $5,000,000 (70% LTV)
- Cash out is available for refinance transactions with at least 20% down payment (up to 80% LTV)
First mortgage for 2-4 unit primary residences:
- 20% down payment: loans up to $3,000,000 (80% LTV)
- 25% down payment: loans up to $3,500,000 (75% LTV)
- 30% down payment: loans up to $5,000,000 (70% LTV)
- Cash out is available for refinance transactions with at least 20% down payment (up to 80% LTV).
First mortgage for secondary residence or vacation home (single-family only):
- 30% down payment: loans up to $2,000,000 (70% LTV)
- Single-family residence only—purchase or limited cash-out refinance option
Tools, tips & timely info
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