For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

Skip navigation

Graduate Private Student Loans

We make the process of applying for student loans easy.

Apply for a student loan in 4 simple steps!

1. Choose a fixed-rate or variable-rate loan

Fixed-Rate Graduate Student Loan

Annual Percentage Rate Range



- 9.50

% *

Monthly payment: $6.33 - $9.33 per $1,000, Fixed rate, 20 years maximum term*

Variable-Rate Graduate Student Loan

Annual Percentage Rate Range



- 7.50

% *

Monthly payment: $6.07 - $8.06 per $1,000, Variable rate, 20 years maximum term*

2. Document submission and verification

Upload screenshots of your information, then sign your paperwork electronically.

3. Loan certification

Your school’s financial aid office to verify your enrollment and requested loan amount.

4. Loan disbursement to your school

Once the certification has been returned by your school, we will complete a few final checks and then remit payment directly to your school.

Easy to apply online and takes just a few minutes!

Apply Today

* Your APR based on credit qualification. Floor 4% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. 25-year term available for loans equal to or greater than $40,000.