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30-Year Fixed-Rate Mortgage
[1]
Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 5.250% (5.344% APR)—120 monthly payments at $3,218.75; 15-year mortgage at 5.500% (5.666% APR)—180 monthly payments at $2,451.25; 20-year mortgage at 5.625% (5.758% APR)—240 monthly payments at $2,084.90; and 30-year mortgage at 5.875% (5.978% APR)—360 monthly payments at $1,774.61. Loan payments do not include taxes and insurance.
Rate
5.875%
APR Conforming
5.978%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.928%
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
20-Year Fixed-Rate Mortgage
[1]
Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 5.250% (5.344% APR)—120 monthly payments at $3,218.75; 15-year mortgage at 5.500% (5.666% APR)—180 monthly payments at $2,451.25; 20-year mortgage at 5.625% (5.758% APR)—240 monthly payments at $2,084.90; and 30-year mortgage at 5.875% (5.978% APR)—360 monthly payments at $1,774.61. Loan payments do not include taxes and insurance.
Rate
5.625%
APR Conforming
5.758%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.692%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
15-Year Fixed-Rate Mortgage
[1]
Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 5.250% (5.344% APR)—120 monthly payments at $3,218.75; 15-year mortgage at 5.500% (5.666% APR)—180 monthly payments at $2,451.25; 20-year mortgage at 5.625% (5.758% APR)—240 monthly payments at $2,084.90; and 30-year mortgage at 5.875% (5.978% APR)—360 monthly payments at $1,774.61. Loan payments do not include taxes and insurance.
Rate
5.500%
APR Conforming
5.666%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.583%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
10-Year Fixed-Rate Mortgage
[1]
Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 5.250% (5.344% APR)—120 monthly payments at $3,218.75; 15-year mortgage at 5.500% (5.666% APR)—180 monthly payments at $2,451.25; 20-year mortgage at 5.625% (5.758% APR)—240 monthly payments at $2,084.90; and 30-year mortgage at 5.875% (5.978% APR)—360 monthly payments at $1,774.61. Loan payments do not include taxes and insurance.
Rate
5.250%
APR Conforming
5.344%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.344%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
3-Year Fixed-to-Adjustable-Rate Mortgage
[7]
3-year fixed-to-adjustable rate: Initial 5.125% (5.878% APR) is fixed for 3 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 36 payments of $1,633.46, followed by 324 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.125%
APR Conforming
5.878%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.015%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
5-Year Fixed-to-Adjustable-Rate Mortgage
[8]
5-year fixed-to-adjustable rate: Initial 5.250% (5.807% APR) is fixed for 5 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 60 payments of $1,656.61, followed by 300 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.250%
APR Conforming
5.807%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.910%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
7-Year Fixed-to-Adjustable-Rate Mortgage
[9]7-year fixed-to-adjustable rate: Initial 5.375% (5.782% APR) is fixed for 7 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 84 payments of $1,679.91, followed by 276 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.375%
APR Conforming
5.782%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.857%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
10-Year Fixed-to-Adjustable-Rate Mortgage
[10]10-year fixed-to-adjustable rate: Initial 5.500% (5.773% APR) is fixed for 10 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 120 payments of $1,703.37, followed by 240 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.500%
APR Conforming
5.773%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.812%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
30-Year 5/5 Adjustable-Rate Mortgage
[11]30-year 5/5 fixed-to-adjustable rate: Initial 5.807% (5.807% APR) is fixed for 5 years, then adjusts every 5 years based on an index and margin. For a 30-year loan of $300,000, you would make 60 payments of $1,656.61, followed by payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.250%
APR Conforming
5.807%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
5.910%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
Home Equity Loan 20 Years Fixed
[12]
Fixed-rate home-equity loan payment examples assuming a $300,000 loan: 15-year at 6.204% APR—180 monthly payments at $2,551.87; 20-year at 6.441% APR—240 monthly payments at $2,214.70.
[13]
Maximum loan amount $750,000 and eligible for properties in California only.
Rate
6.375%
APR
6.441%
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
Loan Amount
$750,000
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
Adjustable-Rate Home Equity Loan
[14]
15-year adjustable-rate home-equity loan rates range from 6.524% APR to 11.125% APR. The APR is variable, based on an index and margin. On a loan of $300,000 at 6.524% APR, you would make 180 payments of $2,551.87 over 15 years. Loan payments do not include taxes and insurance.
[15]
The amount of the equity loan and the amount of the first-trust deed may not exceed 80% of the market value of the home up to $3,000,000. You must provide adequate insurance and a clean title to the property so that the Star One equity line will appear in second position. [13]
Maximum loan amount $750,000 and eligible for properties in California only.
Rate
6.125%
APR
6.524%
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
Loan Amount
$750,000
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
Home Equity Loan 15 Years Fixed
[12]
Fixed-rate home-equity loan payment examples assuming a $300,000 loan: 15-year at 6.204% APR—180 monthly payments at $2,551.87; 20-year at 6.441% APR—240 monthly payments at $2,214.70.
[13]
Maximum loan amount $750,000 and eligible for properties in California only.
Rate
6.125%
APR
6.204%
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
Loan Amount
$750,000
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
Home Equity Line of Credit, California, owner-occupied
[16]
Home-equity line of credit rates are variable and the maximum APR that could apply is 18.000%. Minimum monthly payment is interest-only during the first 10 years.
The maximum term is 25 years, which includes a 10-year draw period and a 15-year repayment period.
For lines exceeding $250,000, closing and appraisal fees may apply in the range of $1,500 to $2,500. There may be an early closure fee of $500 for home-equity lines closed within the first two years of origination.
[13]
Maximum loan amount $750,000 and eligible for properties in California only.
Rate
6.750%
APR
6.750%
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
30-Year Fixed-Rate Mortgage for Investment Property - Conforming
[17]
Fixed-rate investment-property mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 6.119% APR—120 monthly payments at $3,311.81; 15-year mortgage at 6.175% APR—180 monthly payments at $2,531.57; 20-year mortgage at 6.393% APR—240 monthly payments at $2,531.57; and 30-year mortgage at 6.485% APR—360 monthly payments at $1,871.61. Loan payments do not include taxes and insurance.
Rate
6.375%
APR Conforming
6.485%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.433%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
20-Year Fixed-Rate Mortgage for Investment Property - Conforming
[17]
Fixed-rate investment-property mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 6.119% APR—120 monthly payments at $3,311.81; 15-year mortgage at 6.175% APR—180 monthly payments at $2,531.57; 20-year mortgage at 6.393% APR—240 monthly payments at $2,531.57; and 30-year mortgage at 6.485% APR—360 monthly payments at $1,871.61. Loan payments do not include taxes and insurance.
Rate
6.250%
APR Conforming
6.393%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.325%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
15-Year Fixed-Rate Mortgage for Investment Property - Conforming
[17]
Fixed-rate investment-property mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 6.119% APR—120 monthly payments at $3,311.81; 15-year mortgage at 6.175% APR—180 monthly payments at $2,531.57; 20-year mortgage at 6.393% APR—240 monthly payments at $2,531.57; and 30-year mortgage at 6.485% APR—360 monthly payments at $1,871.61. Loan payments do not include taxes and insurance.
Rate
6.000%
APR Conforming
6.175%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.091%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
10-Year Fixed-Rate Mortgage for Investment Property - Conforming
[17]
Fixed-rate investment-property mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 6.119% APR—120 monthly payments at $3,311.81; 15-year mortgage at 6.175% APR—180 monthly payments at $2,531.57; 20-year mortgage at 6.393% APR—240 monthly payments at $2,531.57; and 30-year mortgage at 6.485% APR—360 monthly payments at $1,871.61. Loan payments do not include taxes and insurance.
Rate
5.875%
APR Conforming
6.119%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.001%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming
[18]
3-year fixed-to-adjustable rate for investment properties: Initial 6.072% is fixed for 3 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 36 payments of $1,774.61 APR, followed by 324 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
5.875%
APR Conforming
6.072%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.209%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming
[19]
5-year fixed-to-adjustable rate for investment properties: Initial 6.104% is fixed for 5 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 60 payments of $1,798.65, followed by 300 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
6.000%
APR Conforming
6.104%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.206%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming
[20]7-year fixed-to-adjustable rate for investment properties: Initial 6.170% is fixed for 7 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 84 payments of $1,822.83, followed by 276 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
6.125%
APR Conforming
6.170%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.242%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming
[21]
10-year fixed-to-adjustable rate for investment properties: Initial 6.273% is fixed for 10 years, then adjusts annually based on an index and margin. For a 30-year loan of $300,000, you would make 120 payments of $1,847.15, followed by 240 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.
Rate
6.250%
APR Conforming
6.273%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[4]
In most of the country, the maximum conforming loan limit for one-unit properties is $832,750. In "high-cost" areas, the maximum conforming limit may be up to $1,249,125. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
APR Jumbo
6.307%
[2]
The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $900,000. The APR for all other loans assumes a loan amount of $100,000.
[3]
Loan payment examples and APRs are for illustration purposes only and do not include customary costs such as taxes and insurance; actual costs may be greater.
[5]
The Jumbo Loan limit is any amount greater than $832,750 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $832,750 conforming limit up to $1,249,125 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).
Monthly Payment [6]
Monthly payments may vary slightly from those quoted due to rounding. Estimated payments do not include taxes and insurance.
The IRA journey involves not only contributions but also the strategic management of distributions and portability. In this exploration we delve into the dynamics of withdrawals, emphasizing the importance of timing, and uncover the flexibility offered by portability options. Join us we unravel the intricacies of efficiently navigating your IRA, ensuring it adapts seamlessly to your evolving financial landscape.
