Bank anytime
Get $300 when you open a Savings
and Checking account.[1]
Use promo code NEWPARTNER
Why earn 0.01% on your savings at a big bank when you can earn 3.51% at Star One!
Enjoy the many benefits of Star One
New Auto Loans
4.99% APR
[2]
Rewards Checking
3.51% APR
30-year Fixed-Rate Mortgage - Conforming
6.104% APR
|
|
Annual Percentage Yield
|
Annual Percentage Yield
|
Annual Percentage Rate
|
Annual Percentage Rate
|
|---|---|---|---|---|
|
|
Savings
Annual Percentage Yield
3.51%[2]
on all balances |
Checking
Annual Percentage Yield
3.51%[4]
Rewards Checking |
Rewards Credit Card
Annual Percentage Rate |
New Auto Loans
Annual Percentage Rate |
|
|
Savings
Annual Percentage Yield
0.01%
|
Checking
Annual Percentage Yield
0.01% on $100,000 or more
|
Rewards Credit Card
Annual Percentage Rate
18.24 - 28.24% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 5.54% 60-month term
|
|
|
Savings
Annual Percentage Yield
0.01%
|
Checking
Annual Percentage Yield
0.01%
|
Rewards Credit Card
Annual Percentage Rate
19.99 - 28.24% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 5.99% 72-month term
|
|
|
Savings
Annual Percentage Yield
0.03%
|
Checking
Annual Percentage Yield
0.00%
|
Rewards Credit Card
Annual Percentage Rate
20.24 - 28.24% variable rate
|
New Auto Loans
Annual Percentage Rate
n/a
|
|
|
Savings
Annual Percentage Yield
0.01%
|
Checking
Annual Percentage Yield
0.01%
|
Rewards Credit Card
Annual Percentage Rate
19.24 - 29.24% variable rate
|
New Auto Loans
Annual Percentage Rate
n/a
|
|
|
Savings
Annual Percentage Yield
0.10% on $50,000 or more
|
Checking
Annual Percentage Yield
0.05%
|
Rewards Credit Card
Annual Percentage Rate
14.24 - 23.24% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 6.49% 84-month term
|
|
|
Savings
Annual Percentage Yield
0.10%
|
Checking
Annual Percentage Yield
2.00% $100-$15K,criteria must be met, 0.10% on bal>$15K
|
Rewards Credit Card
Annual Percentage Rate
18.24 - 28.49% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 6.54% 84-month term
|
|
|
Savings
Annual Percentage Yield
0.20%
|
Checking
Annual Percentage Yield
0.10% on $1,500 or more
|
Rewards Credit Card
Annual Percentage Rate
14.15 - 25.15% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 6.24% 84-month term
|
|
|
Savings
Annual Percentage Yield
0.01%
|
Checking
Annual Percentage Yield
2.00% $0.01-$10K, criteria must be met, 0.05% on bal>$10K
|
Rewards Credit Card
Annual Percentage Rate
11.24 - 18.00% variable rate
|
New Auto Loans
Annual Percentage Rate
as low as 6.39% 84-month term
|
| Savings Annual Percentage Yield | Checking Annual Percentage Yield | Rewards Credit Card Annual Percentage Rate | New Auto Loans Annual Percentage Rate | |
|---|---|---|---|---|
| Star One CU | 3.51%2 on all balances | 3.51%3 Rewards Checking | 8.75–13.75%4 non-variable rate | as low as 5.49%584-month term |
| Bank of America | 0.01% | 0.01% on $100,000 or more | 18.24 - 28.24% variable rate | as low as 5.54%60-month term |
| Chase | 0.01% | 0.01% | 19.99 - 28.24% variable rate | as low as 5.99%72-month term |
| Citibank | 0.03% | 0.00% | 20.24 - 28.24% variable rate | n/a |
| Wells Fargo | 0.01% | 0.01% | 19.24 - 29.24% variable rate | n/a |
| Keypoint CU | 0.10% on $50,000 or more | 0.05% | 14.24 - 23.24% variable rate | as low as 6.49%84-month term |
| Meriwest CU | 0.10% | 2.00% $100-$15K,criteria must be met, 0.10% on bal>$15K | 18.49 - 28.74% variable rate | as low as 6.54%84-month term |
| Technology CU | 0.20% | 0.10% on $1,500 or more 0.08% | 14.15 - 25.15% variable rate | as low as 6.24%84-month term |
| First Tech FCU | 0.01% | 2.00% $0.01-$10K, criteria must be met, 0.05% on bal>$10K | 11.24 - 18.00% variable rate | as low as 6.39%84-month term |
Fees on Checking
| Monthly Fee | NSF Fee | Overdraft Transfer Fee | |
|---|---|---|---|
| Star One CU | $0 | $15 | $0 |
| Bank of America | $25 | $10 | $0 |
| Chase | $25 | $34 | $0 |
| Citibank | $15 | $34 | $0 |
| Wells Fargo | $35 | $35 | $0 |
| Keypoint CU | $12 | $29 | $0 |
| Meriwest CU | $0 | $35 | $0 |
| Technology CU | $0 | $20 | $0 |
| First Tech FCU | $0 | $33 | $0 |
Fees at other financial institutions may vary or be waived in certain circumstances. Please visit their websites for more information.
Meet with a Star One Representative
Video and Phone Appointments
Meet with a Star One Virtual Branch representative on your computer or smartphone—from wherever you might be.
Most services are available without visiting a Star One branch—open new accounts, have a personal consultation, apply for loans, and more.
Your Money is Safe at the Top Credit Union!
Established in 1956, Star One Credit Union is one of Silicon Valley's largest, member-owned financial institutions. Star One operates conservatively, focused solely on supporting the financial well-being of its members.
Star One has been named the Top Credit Union for providing the highest direct financial benefits to members by the Credit Union National Association.
Accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA). Learn more about how your money is safe at Star One.
"One less thing for me to worry about..." —Alda
"Star One is not only my financial institution, but I use it to manage my whole family's accounts. So it's such an important part of my life."
Branches and ATMs
Secure Payment Options
Competitive Loans
Corporate Partner Ambassador Program
When you join Star One and become a member, you have the unique opportunity to help your employer give back to the community through Star One's Ambassador Program.
Star One's Ambassador Program is a points-based rewards program. The more products you establish with Star One, the more rewards points your employer will receive. Once a certain number of points is accumulated, a monetary donation is made to a cause or charitable organization of your employer's choice. Join today and help make a difference in your community.
Ambassador Program Points and Rewards
| Products | Points |
|---|---|
Product Membership Savings Account or Custodial/Minor Account | Points 2 |
Product Checking Account | Points 3 |
Product Checking Account + Direct Deposit | Points 4 |
Product Consumer Loan (Auto, Credit Card, etc.) | Points 5 |
Product Solar Loans | Points 6 |
Product Student Loans | Points 6 |
Product Real Estate Loan | Points 7 |
| Rewards | Points |
|---|---|
Rewards $500 Check payable to a 501(c)(3) organization of your choice (with each accrual of designated points below) | |
Rewards Companies with more than 100 employees | Points 100 |
Rewards Companies with less than 100 employees | Points 50 |
Commitment to the Community
We are pleased to support the important work of numerous non-profit organizations in Santa Clara County and neighboring counties.
Read about our contributions at work.
Together We Can Achieve Excellence
Are you interested in learning more about being a Star One Board and Supervisory Committee Associate?
Connect With Us
Speak to our Community and Business Development Team. If you have questions, we have answers.
Please email us at partners@starone.org or if you prefer, call us and ask to speak to our Business Development Team.
Community Development Team, from left to right:
- Grace Thompson – Community/Business Development Manager
- Kim Hunter – VP Branch Services
- Anita Roshannahad – Community/Business Development Rep
- Rashad Wiley – Community/Business Development Rep
Federally insured by NCUA.