In addition to the popular 30-year fixed-rate first mortgage, Star One offers a 10-year mortgage, 15-year mortgage and 20-year mortgage.
Fixed-Rate First Mortgage (First Trust Deed)
15 years Jumbo fixed rate
APR (3.875% rate)
20 years Jumbo fixed rate
APR (4.125% rate)
30 years Jumbo fixed rate
APR (4.375% rate)
Make an appointment for a free in-branch mortgage consultation with our experienced staff.
Cash out is available for refinance transactions up to 80% LTV.
* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 3.943% APR—120 monthly payments at $3,021.30; 15-year mortgage at 3.936% APR—180 monthly payments at $2,199.60; 20-year mortgage at 4.175% APR—240 monthly payments at $1,837.50; and 30-year mortgage at 4.414% APR—360 monthly payments at $1,497.90. Loan payments do not include taxes and insurance.
** ARM mortgage loan rates may range from 4.775% APR to 4.330% APR during the initial fixed-rate period, which may be 3, 5, 7 or 10 years. The APR is subsequently variable, based on an index and margin, for the remainder of the 30-year term. For example, on a 30-year 3/1 ARM loan of $300,000 starting at 4.775% APR, you would make 36 payments of $1,347.30 during the intial three-year fixed-rate period. Loan payments do not include taxes and insurance.
*** Home-equity lines of credit rates may range from 5.000% APR to 5.5% APR. These rates are variable and the maximum APR that could apply is 18.000%. The maximum term is 25 years, which includes a 10-year draw period and a 15-year repayment period. For lines exceeding $250,000, closing and appraisal fees may apply in the range of $800 to $1,200. There may be an early closure fee of $500 for home equity lines closed within the first two years of origination.