In addition to the popular 30-year fixed-rate first mortgage, Star One offers a 10-year mortgage, 15-year mortgage and 20-year mortgage.
30 years Jumbo fixed-rate refinance
APR (3.125% rate)
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Cash out is available for refinance transactions up to 80% LTV.
✝ Monthly payments may vary slightly from those quoted due to rounding.
* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.415% APR—120 monthly payments at $2,809.20; 15-year mortgage at 2.416% APR—180 monthly payments at $1,984.20; 20-year mortgage at 2.785% APR—240 monthly payments at $1,626.60; and 30-year mortgage at 3.153% APR—360 monthly payments at $1,285.20. Loan payments do not include taxes and insurance.
** ARM mortgage loan rates may range from 2.720% APR to 2.851% APR during the initial fixed-rate period, which may be 3, 5, 7 or 10 years. The APR is subsequently variable, based on an index and margin, for the remainder of the 30-year term. For example, on a 30-year 3/1 ARM loan of $300,000 starting at 2.720% APR, you would make 36 payments of $1,185.60 during the initial three-year fixed-rate period. Loan payments do not include taxes and insurance.
*** Home-equity lines of credit rates may range from 3.250% APR to 3.75% APR. These rates are variable and the maximum APR that could apply is 18.000%. The maximum term is 25 years, which includes a 10-year draw period and a 15-year repayment period. For lines exceeding $250,000, closing and appraisal fees may apply in the range of $1,500 to $2,500. There may be an early closure fee of $500 for home equity lines closed within the first two years of origination.
**** Refinances and rate modifications are not eligible for this rate. Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four-family units. Other restrictions on property may apply. Rates subject to change daily. Rates are not guaranteed until locked.
***** In most of the country, the maximum conforming loan limit for one-unit properties is $548,250. In "high-cost" areas, the maximum conforming limit may be up to $822,375. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.
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