A shorter term and lower interest rate can help you be mortgage-free faster while saving lots of money in interest.
(Primary residences and second [vacation] homes only)
A mortgage with a shorter term and lower rate can help you be mortgage-free faster while saving lots of money in interest.
Today's mortgage rate for a 10-year fixed-rate mortgage for purchasing a primary residence, conforming to $822,375, is 2.161% APR.**
In comparison, our 30-year fixed-rate mortgage for purchasing a primary residence, conforming to $822,375, is currently at 2.942% APR.**
Today's mortgage rate for a 10-year fixed-rate mortgage for refinance, conforming to $822,375, is 2.288% APR.
In comparison, our 30-year fixed-rate mortgage for refinance, conforming to $822,375, is currently at 3.194% APR.
* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.288% APR—120 monthly payments at $2,794.50; 15-year mortgage at 2.416% APR—180 monthly payments at $1,984.20; 20-year mortgage at 2.912% APR—240 monthly payments at $1,644.90; and 30-year mortgage at 3.153% APR—360 monthly payments at $1,285.20. Loan payments do not include taxes and insurance.
** Refinances and rate modifications are not eligible for this rate. Rate and points may be locked in for 60 days. Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four-family units. Other restrictions on property may apply. Rates subject to change daily. Rates are not guaranteed until locked.
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