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10 Year Mortgage

A shorter term and lower interest rate can help you be mortgage-free faster while saving lots of money in interest.

Yes, you can be mortgage-free after 10 years!

  • Historically low fixed 10-year mortgage rates
  • No Star One loan-related closing costs
  • More home equity in a shorter amount of time

(Primary residences and second [vacation] homes only)

A mortgage with a shorter term and lower rate can help you be mortgage-free faster while saving lots of money in interest.

10-year mortgage rates and refinance

10-year refinance or purchase mortgage*

10-year fixed rate

2.161

%

APR (2.125% rate)


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10-year mortgage vs. 30-year mortgage

Purchase or refinance mortgage

Today's mortgage rate for a 10-year fixed-rate conforming to $548,250 mortgage is 2.161% APR.**

In comparison, our 30-year fixed-rate conforming to $548,250 mortgage rate is currently 2.942% APR.**

Disclosures

* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.288% APR—120 monthly payments at $2,794.50; 15-year mortgage at 2.416% APR—180 monthly payments at $1,984.20; 20-year mortgage at 2.659% APR—240 monthly payments at $1,608.60; and 30-year mortgage at 3.027% APR—360 monthly payments at $1,264.80. Loan payments do not include taxes and insurance.

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Learn about recent scams reported by Star One members.